:root{
  --bg:#f5f7fa;
  --white:#ffffff;
  --ink:#1b2430;
  --muted:#6b7785;
  --line:#e3e8ee;
  --brand:#1f6fd2;
  --brand-soft:#e9f2ff;
  --cta:#ff7a18;
  --radius:16px;
  --shadow:0 14px 40px rgba(15,30,55,.08);
  --max:1120px;
  --font:system-ui,-apple-system,Segoe UI,Roboto,Arial;
}

*{box-sizing:border-box}
body{
  margin:0;
  font-family:var(--font);
  background:var(--bg);
  color:var(--ink);
}
a{text-decoration:none;color:inherit}
.wrap{
  width:min(var(--max),calc(100% - 32px));
  margin:0 auto;
}

/* Top bar */
.topstrip{
  background:var(--white);
  border-bottom:1px solid var(--line);
  font-size:13px;
  color:var(--muted);
}
.top-row{
  display:flex;
  justify-content:space-between;
  padding:10px 0;
}

/* Header */
header{
  position:sticky;
  top:0;
  background:var(--white);
  border-bottom:1px solid var(--line);
  z-index:1000;
}
.nav{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:14px 0;
}
.logo-wordmark{
  display:flex;
  align-items:center;
  gap:8px;
}
.brand-name{
  font-weight:800;
  font-size:18px;
}
.brand-dot{
  width:6px;
  height:6px;
  background:var(--brand);
  border-radius:50%;
}
.nav-links a{
  margin:0 10px;
  color:var(--muted);
  font-size:14px;
}
.header-phone{
  font-weight:700;
  color:var(--brand);
}

/* Hero */
.hero{padding:56px 0}
.hero-grid{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:40px;
  align-items:start;
}
.hero-label{
  background:var(--brand-soft);
  color:var(--brand);
  padding:6px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:700;
}
.hero-text h1{
  margin:14px 0 6px;
  font-size:36px;
}
.geo-line{
  color:var(--muted);
}
.hero-points{
  list-style:none;
  padding:0;
  display:flex;
  gap:12px;
}
.hero-points li{
  background:var(--white);
  border:1px solid var(--line);
  padding:8px 12px;
  border-radius:10px;
  font-size:13px;
}

/* Hero CTA */
.hero-cta{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:24px;
  box-shadow:var(--shadow);
  text-align:center;
}
.cta-micro{
  margin:6px 0 4px;
  font-size:12px;
  color:var(--muted);
}
.cta-phone{
  display:block;
  margin:12px 0;
  background:var(--cta);
  color:#fff;
  padding:14px;
  font-size:22px;
  font-weight:800;
  border-radius:10px;
}
.cta-note{font-size:12px;color:var(--muted)}

.call-intent{
  margin: 12px auto 24px;
  font-size: 14px;
  color: var(--muted);
  text-align: center;
}

/* Sections */
.section{padding:56px 0}
.section-alt{background:#eef2f7}

/* Services */
.service-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:16px;
}
.service-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
}
.service-image{
  height:180px;
}
.service-image img{
  width:100%;
  height:100%;
  object-fit:cover;
}
.service-body{padding:20px}

/* Insurance */
.insurance-brands{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin:16px 0;
}
.insurance-brands span{
  background:var(--white);
  border:1px solid var(--line);
  padding:8px 14px;
  font-size:13px;
  border-radius:6px;
}

/* Callout */
.insurance-callout{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:40px;
  align-items:center;
}
.insurance-callout-image img{
  width:100%;
  border-radius:var(--radius);
}
.callout-btn{
  display:inline-block;
  margin-top:14px;
  background:var(--cta);
  color:#fff;
  padding:12px 18px;
  border-radius:8px;
  font-weight:700;
}

/* States */
.states-list{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:10px 18px;
  margin-top:18px;
}
.states-list span{
  font-size:14px;
  white-space:nowrap;
}

/* Difference */
.section-difference{background:#e9edf2}
.difference-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:24px;
}
.difference-card{
  background:var(--white);
  border:1px solid var(--line);
  padding:20px;
  border-radius:var(--radius);
}
.difference-extra{
  margin-top:20px;
  color:var(--muted);
}

/* Footer */
.site-footer{
  background:#1f2933;
  color:#cbd5e1;
}
.footer-cta{
  text-align:center;
  padding:36px 16px;
  border-bottom:1px solid rgba(255,255,255,.08);
}
.footer-cta p{
  margin:0;
  font-size:28px;
  font-weight:800;
  color:#fff;
}
.footer-cta a{color:var(--cta)}
.footer-content{padding:40px 0 32px}
.footer-logo .brand-name{color:#fff}
.footer-nav{
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:16px 22px;
  margin:24px 0;
}
.footer-nav a{font-size:14px;color:#e5e7eb}
.footer-disclaimer{
  max-width:960px;
  margin:0 auto 24px;
  font-size:12px;
  line-height:1.6;
  color:#94a3b8;
}
.footer-bottom{
  text-align:center;
  font-size:12px;
  color:#64748b;
}
.footer-identity {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid rgba(255,255,255,0.12); /* åñëè ôóòåð ò¸ìíûé */
  /* åñëè ôóòåð ñâåòëûé — çàìåíè íà rgba(0,0,0,0.08) */
  font-size: 0.95em;
  opacity: 0.95;
}

.footer-identity a {
  text-decoration: underline;
}
/* Mobile */
.mobile-call{display:none !important}
@media(max-width:900px){
  .hero-grid,
  .service-grid,
  .insurance-callout,
  .difference-grid{
    grid-template-columns:1fr;
  }
  .states-list{
    grid-template-columns:repeat(2,1fr);
  }
  .nav-links{display:none}
}
@media(max-width:768px){
  .mobile-call{
    display:block !important;
    position:fixed;
    bottom:0;
    left:0;
    right:0;
    background:var(--cta);
    color:#fff;
    text-align:center;
    padding:16px;
    font-weight:800;
    z-index:2000;
  }
}
/* CONTACT FORM */
.contact-form {
  max-width: 520px;
}

.contact-form label {
  display: block;
  font-size: 14px;
  color: var(--ink);
}

.contact-form span {
  font-weight: 500;
  display: inline-block;
  margin-bottom: 6px;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  padding: 12px 14px;
  font-size: 15px;
  border: 1px solid #dcdcdc;
  border-radius: 4px;
  background: #fff;
  color: var(--ink);
  font-family: inherit;
  transition: border-color .2s ease, box-shadow .2s ease;
}

.contact-form textarea {
  resize: vertical;
  min-height: 140px;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: none;
  border-color: #9fb6d9;
  box-shadow: 0 0 0 2px rgba(80,120,200,0.08);
}

.contact-form button {
  margin-top: 6px;
  padding: 14px 22px;
  font-size: 15px;
  font-weight: 600;
  background: #2f5bd5;
  color: #fff;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  transition: background .2s ease, transform .1s ease;
}

.contact-form button:hover {
  background: #274fc0;
}

.contact-form button:active {
  transform: translateY(1px);
}

/* small helper text under form */
.contact-form + p {
  font-size: 13px;
  color: var(--muted);
  margin-top: 12px;
}
/* CONTACT PAGE – FORM CENTERED */
.contact-form {
  margin: 0 auto;
}

.insurance-callout {
  justify-content: center;
}

.insurance-callout-text {
  max-width: 640px;
}
/* Social proof blocks */
.proof-inline { padding: 18px 0; }
.proof-box {
  border-left: 4px solid rgba(0,0,0,0.08);
  padding-left: 14px;
}

/* Proof text layout */
.proof-row {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.proof-kicker {
  font-weight: 600;
}

.proof-text {
  color: #444;
}

.proof-mini {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid rgba(0,0,0,0.08);
  color: #444;
  font-size: 0.95em;
}


.proof-points {
  margin-top: 12px;
}

.proof-points li {
  font-size: 0.95em;
}

/* Mobile stacking */
@media (max-width: 640px) {
  .proof-row { flex-direction: column; align-items: flex-start; }
  .proof-kicker { white-space: normal; }
}